Health Insurance Marketplace

The Health Insurance Marketplace is a one-stop shop for individuals and families to purchase affordable health care coverage. Open enrollment to obtain health insurance through the Health Insurance Marketplaces begins on Nov. 1 and runs through Dec. 15 each year.

• Those who do not obtain coverage during this time will not be able to purchase coverage through the Health Insurance Marketplace until the next open enrollment period. After the open enrollment period, enrollment is limited to special circumstances or a qualifying event (marriage, birth of a child, etc.).

Through the Marketplace, consumers can compare plans based on price, benefits, quality and other features before making a choice. Consumers who purchase coverage through the Marketplace may be eligible to receive federal subsidies to make the insurance premiums more affordable. Visit the HealthCare.gov website to find out if you qualify for a subsidy.

Learn more:

• What you need to prepare for open enrollment
• 3 things to know ahead of open enrollment
• FSA vs HSA: How to work them to your advantage